Last updated 10 September, 2020

IMPORTANT: READ AND UNDERSTAND THESE TERMS AND CONDITIONS OF USE AND SALE CAREFULLY BEFORE ACCESSING, USING OR SUBSCRIBING OR PLACING AN ORDER IN cardanacademy.com. THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITY (see Sections 11, 17 and 18). THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT. PRINT AND KEEP A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

The use of cardanacademy.com (hereinafter “Website”), owned and maintained by CARDAN ACADEMY LLC d / b / a (“CARDAN ACADEMY”, “we”, “our”, “we “), is governed by the terms and conditions established below. We offer the website, including all the information, tools and services available from the website for you, the user, conditioned on your acceptance of all the terms and conditions established herein. By accessing, using, subscribing or placing an order on the website, you and your company accept the terms established in this document. If you do not agree to these terms and conditions in full, you are not authorized to use the website in any way, shape or form.  

THIS IS A BINDING AGREEMENT. THESE TERMS AND CONDITIONS OF USE AND SALE (“TERMS”) TOGETHER WITH OUR FORM OF PRIVACY STATEMENT A LEGALLY BINDING AGREEMENT (“AGREEMENT”) BETWEEN YOU AND YOUR BUSINESS (“YOU”) AND CARDAN ACADEMY. THIS AGREEMENT REGULATES YOUR ACCESS TO AND USE OF THE WEBSITE AND THE SERVICES PROVIDED BY CARDAN ACADEMY, ANY ORDER MADE THROUGH THE WEBSITE, BY PHONE OR OTHER ACCEPTED METHOD OF PURCHASE AND, AS APPLICABLE, YOUR USE OR ATTEMPT TO USE THE PRODUCTS OR SERVICES OFFERED OR AVAILABLE THROUGH THE WEBSITE.

THIS AGREEMENT CONTAINS ARBITRATION AND CLASS ACTION PROVISIONS WHICH WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL AND RIGHT TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN SECTION 18.  

The Cardan Academy reserves the right to update and change these Terms and all documents from time to time. incorporated by reference by posting updates and / or changes on our website. It is your responsibility to check this page periodically for changes. You can find the latest version of these Terms at https://cardan.academy/privacy-policy. Use of the website after such changes constitutes acceptance of such changes. Any new features or tools added to the current website will also be subject to the Terms. 

Table of contents

  1. Use of the website
  2. Conditions of conduct and restrictions of the user of the website: license
  3. Our privacy statement and your personal information
  4. Information you provide; Registry; Passwords Prohibition to host third-party agency accounts
  5. Placement of orders and acceptance
  6. Refunds for physical products
  7. TEST OFFER, REGISTRATION AND AUTOMATIC PAYMENT AND CANCELLATION
  8. TERMS OF SUBSCRIPTION AND AUTOMATIC PAYMENT
  9. Shipping costs
  10. Products, services and prices available on the website
  11. DISCLAIMER OF LIABILITY : THE INDIVIDUAL RESULTS OF YOUR BUSINESS VARY
  12. Your responsibilities in running your business
  13. Optional “Round Ups” order for charitable donations and potential tax implications
  14. The Cardan Academy Commission and Independent Affiliate Program
  15. Testimonials, Comments and Photos / Videos
  16. COMPLIANCE LAW, INCLUDING tHE COMMITMENT AGAINST HARASSMENT AND OTHER INTERFERENCE wITH
  17. DISCLAIMER oF WARRANTIES OTHER
  18. LIABILITY LIMITATIONS oF
  19. DISPUTE RESOLUTION bY ARBITRATION AND WAIVER oF MANDATORY bINDING CLASS ACTION
  20. Additional resources Cardan Academy
  21. Compensation
  22. Disassembly notice and procedures; Copyright agent
  23. Third party links
  24. Termination
  25. I do not waive
  26. Applicable law and place
  27. Force Majeure
  28. Assignment
  29. Electronic signature
  30. Changes to the Agreement
  31. Your representations and additional guarantees
  32. Divisibility
  33. Entire agreement
  34. Contacting us

SECTION 1 – USE OF THE WEBSITE

The website is intended for businesses operated by Adults. If you use the website, you are affirming that you are at least 18 years of age or the legal age of majority in your state or province of residence (whichever is older), operate a business, have the legal capacity to enter into a binding contract with us, and I have read this Agreement and understand and accept its terms.

SECTION 2 – WEB SITE USER CONDUCT AND RESTRICTIONS – LICENSE TERMS

All aspects of our website are protected by copyright, trademark and other international and US intellectual property laws. USA, Including all content, information, design elements, text material, logos, slogans, metatags, hashtags, photo images, testimonials, personal stories, icons, video and audio clips, and downloads. No material on the website may be copied, reproduced, distributed, republished, uploaded, displayed, published or transmitted in any way. Cardan Academy trademark and logo are registered trademarks of Cardan Academy, and the use of those marks is strictly prohibited. Nothing in this document entitles you to use, copy, register as a domain name, reproduce or display any logo, slogan, trademark, trade name, copyrighted material, patent, trade image, trade secret, subject to your In strict continued compliance with all the Terms, Cardan Academy provides you with a revocable, limited, non-exclusive, royalty-free, non-sublicensable and non-transferable license to use the Website. You acknowledge and agree that you do not acquire any ownership rights in any material protected by intellectual property laws. 

If you purchase a subscription to Cardan Academy software through the website, Cardan Academy provides you with a revocable, limited, non-exclusive, non-sub-license and non-transferable license to use the software. You acknowledge and agree that: (1) the software is copyrighted material under United States and international copyright laws that is the exclusive property of Cardan Academy; (2) you do not acquire any ownership rights to the software; (3) may not modify, publish, transmit, participate in the transfer or sale, or create derivative works of the software content; (4) Except as expressly permitted by copyright law, you may not copy, redistribute, publish, display, or commercially exploit any material in the software without the express written permission of Cardan Academy and (5) in the case of any permitted copies (for example, you agree not to use or attempt to use the website or any software provided by Cardan Academy, either alone or together with other software or hardware, in an illegal or harmful manner. for Cardan Academy In addition, you agree not to commit any harmful or unlawful act or attempt to commit any harmful or unlawful act on the website or through the use of any software or hardware, including, but not limited to, refraining from: 

  1. HARMFUL ACTS. dishonest or unethical commercial; any violation of law; inflicting damage to Cardan Academy reputation; piracy and other digital or physical attacks on the website; and violation of the rights of Cardan Academy or any third party;
  2. “SPAMMING “AND NOT REQUESTED COMMUNICATIONS. We have zero tolerance for spam and unsolicited communications. Any communication sent or authorized by you reasonably considered to be” sp am “, or any other unsolicited requests (including, but not limited to, social media posts or third party blogs) will be considered a significant threat to Cardan Academy reputation and the rights of third parties. It is your sole obligation to ensure that all business communications comply with state and local anti-spam or similar laws.
  3. OFFENSIVE COMMUNICATIONS Any communication sent, published or authorized by you, including, among others, publications on any website operated by you, or on social networks or blog, which are: sexually explicit, obscene, vulgar or pornographic; offensive, profane, hateful, threatening, damaging, defamatory, slanderous, harassing, or discriminatory; graphically violent; or solicited for illegal behavior.
  4. SENSITIVE INFORMATION. You will not import or incorporate into any contact list or other content you upload to any website, software or other electronic service hosted, provided or connected to Cardan Academy, any of the following information: Social Security numbers, National Insurance numbers, credit card data, passwords, security credentials, bank account numbers or confidential personal, health or financial information of any kind.
  5. ILLEGAL BUSINESS ACTIVITY. Any promotion of illegal business activities, including but not limited to MLM (except in compliance with the FTC Business Guide to MLM, please refer to www.ftc.gov/tips-advice/business-center/guidance/business-guidance- in connection with multi-level marketing), promoting the sale or use of illegal drugs (including, but not limited to, CBD oil derived from marijuana); or infringe or promote the infringement of the intellectual property rights of another.

In addition to the above, Cardan Academy requires you to follow these best practices when sending electronic communications:

  • Use only permission-based electronic marketing communications lists (i.e. lists where each recipient affirmatively opted to receive those electronic communications).
  • Always include a “unsubscribe” mechanism that works in every electronic marketing communication that allows the recipient to opt out of your mailing list (receipt / transactional messages that are exempt from the “unsubscribe” requirements of the applicable law are exempt from this requirement).
  • Comply with all recipient requests that will be removed from your mailing list within ten (10) days prior to receipt of the request, or the deadline as applicable law.
  • Maintain, post, and comply with a privacy policy that meets all applicable legal requirements, whether or not you control the delivery of electronic communications, and include a link to that privacy policy in your electronic communications.
  • Include in each electronic communication a link to your current privacy policy applicable to that electronic communication.
  • Include in each electronic communication your valid physical mailing address or a link to that information.
  • Do not send electronic communications to addresses obtained from purchased or rented lists.
  • Do not use third-party email addresses, domain names or mail servers without the appropriate permission of said third party.
  • Do not routinely send electronic communications to non-specific addresses (for example, webmaster@domain.com or info@domain.com).
  • Do not participate in spam.
  • Do not conceal the origin or subject of any electronic communication, or misrepresent or tamper with the source message address, subject, header, or transmission path information for any electronic communication.
  • Do not submit offers to obtain or attempt to obtain personal information, or generate leads, for third parties.
  • Do not send “chain letters”, “pyramid schemes” or other types of electronic messages that encourage the recipient to forward the content to strangers.
  • Do not send to lists of addresses generated programmatically or removed from the Internet.
  • Do not use delivery practices or have general rates of message delivery, which may cause damage to our services or other users of our services.
  • Do not send messages that may be considered spam. Some examples of such messages include, but are not limited to, penny stock, gambling, multi-level marketing messages (except in compliance with the FTC Business Guide to Multi-Level Marketing, see www.ftc.gov/tips -service / business center / orientation / business orientation regarding multilevel marketing ), direct consumer sales of pharmaceuticals and payday loans.

Furthermore, you agree to conduct yourself and all of your businesses in full compliance with all applicable laws, whether by using Cardan Academy or otherwise.

SECTION 3 – OUR PRIVACY POLICY AND YOUR PERSONAL INFORMATION

We respect your privacy and the use and protection of your non-public personal information. Your submission of personal information through the website is governed by our Privacy Statement. Our Privacy Statement can be viewed at https://cardan.academy/privacy-policy . Cardan Academy reserves the right to change its Privacy Statement in its reasonable discretion from time to time. Our Privacy Statement is incorporated into this Agreement by reference.

SECTION 4 – INFORMATION YOU PROVIDE; REGISTRY; PASSWORDS PROHIBITION AGAINST WELCOMING THIRD PARTY AGENCY ACCOUNTS

As a user of Cardan Academy, you must create an account with Cardan Academy. You guarantee that the information you provide us is true and accurate, and that you do not pose as another person. You are responsible for maintaining the confidentiality of any password you may use to access your Cardan Academy user account, and you agree not to transfer your password or username, or to lend or transfer your use or access to your user account to no third party. So-called “agency accounts” or accounts hosting third-party funnels are prohibited. If your usage data indicates, in Cardan Academy sole and exclusive discretion, that you are operating an agency account, you will be subject to the termination of your Cardan Academy user account or the price increase for your Business account. Cardan Academy, at the sole and exclusive discretion of Cardan Academy. You are fully responsible for all transactions and information transmitted to Cardan Academy under your user account. You agree to immediately notify Cardan Academy of any unauthorized use of your password or username or any other breach of security related to your user account. You agree that Cardan Academy is not responsible and will exempt Cardan Academy from any loss or damage arising from your breach of any of the above obligations. Please You agree that Cardan Academy is not responsible and will exempt Cardan Academy from any loss or damage arising from your breach of any of the above obligations. Please You agree that Cardan Academy is not responsible and will exempt Cardan Academy from any loss or damage arising from your breach of any of the above obligations. Please See Section 21 below for additional information.

SECTION 5 – ORDER PLACEMENT AND ACCEPTANCE

If you request a service or product, we must receive payment before your order is accepted. We may request additional information regarding your order if it is missing or inaccurate, and we may cancel or limit an order at any time after it has been placed. Electronic confirmation of your order, or any form of confirmation, does not signify our acceptance of your order. You should contact us immediately at sales@cardan.academy to modify or cancel your pending order. We cannot guarantee that we will be able to modify your order according to your instructions. 

All items are subject to availability. We will notify you if an item is not available, the expected availability date, and we can offer you an alternative product or service. If the availability of any product or service is delayed and you do not want to replace the product or service, at your request, we will cancel your order and, if it has been previously loaded, your payment card will be fully refunded for that specific order. We reserve the right to limit sales of our products and services to any person, geographic region, or jurisdiction. We can exercise this right on a case-by-case basis at our sole and exclusive discretion.  

Your purchase order for products and other services is conditioned on your reaffirmation of your acceptance of this Agreement.  

All advertised prices are in, and all payments will be in US dollars. 

SECTION 6 – REFUNDS FOR PHYSICAL PROPERTY

If you have purchased a “physical asset” (for example, a book or other tangible product) from Cardan Academy or any related brand, you may receive a limited refund if you meet the following conditions:

  1. You must request a refund in writing by contacting politics@cardan.academy;
  2. Your refund request must be made within thirty (30) days of your purchase;
  3. You must return the physical products to Cardan Academy
  4. immediately, in accordance with the shipping and other instructions that you will receive by email after requesting a refund;
  5. Physical products must be returned to Cardan Academy in new or re-sold condition, as determined by Cardan Academy sole reasonable discretion.

SECTION 7 – TEST OFFER, ENROLLMENT AND AUTOMATIC PAYMENT AND CANCELLATION

When we offer you a free trial of Cardan Academy, that free trial will begin immediately after your registration and will continue during the free trial offer period as indicated on the website at the time you register. Free trial subscriptions are only available to new subscribers to Cardan Academy and for the limited periods set out on the website. Previous subscribers or those subscribers who have already benefited from a free trial subscription to Cardan Academy do not qualify for an additional free trial period. 

If you do not want to continue your subscription after your free trial ends , you must contact us at least 24 hours before your free trial period ends by sending us a cancellation request through our support email address support@cardan.academy, or by canceling your free trial through your Account Dashboard. If you do not contact us at least 24 hours before the end of your free trial to cancel, your subscription will continue automatically and the payment card you provided at the time of online enrollment will charge you the full monthly membership subscription fee of Cardan Academy provided at the time of registration each month until canceled . Cardan Academy may change the monthly membership subscription rate at any time. If the membership subscription rate changes after subscribing, we will notify you by email and give you the opportunity to cancel.

If you wish to cancel your subscription to Cardan Academy (including service subscriptions) at any time after the end of a free trial or a discount period, you must send us a cancellation request through our support email address support@cardanacademy.com.com. For monthly subscriptions (including subscriptions to services), we require at least ten (10) days notice of cancellation by email. If you provide such notification less than ten (10) days before the first day of your next subscription month, your credit card may be charged. You will not be entitled to prorate your last month’s use, nor will you be entitled to any refund for payments to Cardan Academy; Cardan Academy, at its sole discretion, may charge a cancellation fee equal to the amount the subscription was discounted. 

SECTION 8 – AUTOMATIC PAYMENT AND SUBSCRIPTION TERMS 

A user of Cardan Academy is responsible for paying all amounts due to The Cardan Academy in connection with their monthly subscription in accordance with these Terms. The first fee payable under these Terms is due when the user account is set up and the monthly fee payment is a condition of access, or after your free trial ends and you have not canceled the automatic subscription with us. Each calendar month, your account will be charged the subscription fee plus applicable tax for the next month’s subscription, along with any other fees for the following month’s subscription plus charges accrued during the previous period (collectively, “Fees” ).  

Potential users can pay by credit or debit card. Payment details will be collected by us through our secure financial data collection mechanism. You acknowledge and agree that we have transaction-related data, including the last four digits and the expiration date of the card used to purchase the products or services along with details of when the payment is due.  Furthermore, you acknowledge and agree that payments are due on a recurring basis in accordance with the payment terms for the specific service purchased (unless the subscription is canceled in accordance with these Terms), and therefore authorize the collection terms. automatic applicable to that specific service (for example , monthly and for a specific amount). 

IF YOU ARE THE CARDAN ACADEMY USER WITH A MONTHLY SUBSCRIPTION AND YOU HAVE PROVIDED US WITH A VALID DEBIT OR CREDIT CARD NUMBER OR ALTERNATE PAYMENT METHOD, EACH PAYMENT WILL BE PROCESSED AUTOMATICALLY (WILL BE DESIGNATED PAYMENT DATE) TO THE METHOD OF PAYMENT THAT YOU PROVIDED US AT THE TIME OF YOUR REGISTRATION. IF YOU WISH TO CANCEL YOUR SUBSCRIPTION TO CARDAN ACADEMY, YOU CAN DO IT THROUGH YOUR DASHBOARD BOX OR BY MAIL sales@cardan.academy AT LEAST TEN (10) DAYS BEFORE THE FIRST DAY OF YOUR NEXT MONTH.

Cardan Academy reserves the right to immediately cancel a user’s account and / or service for any unpaid period (in whole or in part) of the subscription (with or without notice). The termination of the service in no way alleviates or excuses the user from any obligation to pay pending charges or expenses. In the event that Cardan Academy initiates collection processes of any kind, you will be responsible for all collection costs, including legal fees and expenses, as provided in Section 20 below. 

In addition to any fees, Cardan Academy may also collect applicable value added or other tax.

SECTION 9 – SHIPPING FEES

Unless otherwise stated on the website at the time of purchase, if we ship a physical product to you, we reserve the right to add shipping and handling fees to your order. Unless otherwise stated, we will use commercially reasonable efforts to fulfill your order within a reasonable time after we receive your order properly completed and verified. Accurate shipping address and phone number information is required. Although we can provide delivery or shipping dates or dates, these dates are estimates in good faith and are subject to change. If your order is delayed, we will contact you at the email address you provided when placing your order. If we are unable to contact you or if you wish to cancel your order, we will cancel the order and refund the full amount charged. We will not be responsible for any loss, damage, cost, or expenses related to any delay in shipping or delivery caused by an external carrier or other delivery service that is not owned or controlled by us. The risk of loss and title to such items is transferred to you upon delivery to any external carrier.  

SECTION 10 – PRODUCTS, SERVICES AND PRICES AVAILABLE ON THE WEBSITE

Products, services and prices are generally published at the following URL, but are subject to change: https://cardan.academy/products. Cardan Academy may also sometimes offer services, such as its “30 Day Challenge” training program, which will be described when offered, but will nonetheless be governed by this Agreement and these Terms. Cardan Academy reserves the right, without prior notice, to discontinue products or services or to modify specifications and prices of products and services without incurring any obligation to you. Unless expressly stated otherwise in these Terms, any price change in your subscription or purchase of products or services will take effect after receiving a notice by email.

The “30 Days Challenge” program provides training to users at the top level. As a member of “Reto 30 Días”, users, after three months of active participation, can attend events and connect with other entrepreneurs. You acknowledge and agree that if you join the “30 Day Challenge”, the “30 Day Challenge” services do not include travel or accommodation, such travel or accommodation expenses incurred by you will be your responsibility and will be in addition to the associated costs or fees With the program . You also acknowledge that the content of the “30 Day Challenge” services, including, but not limited to, the materials and information provided to you as education, is confidential and owned by Cardan Academy; accordingly, you agree that you will not communicate the teachings, materials, 

Price changes are effective the first day of the month after the price change is published. By accessing, using, subscribing to, or placing an order on the website, you authorize Cardan Academy to charge your account for the amount indicated for the value of the services you select, including future price changes. If you request a reduction in services, the discount (and the corresponding price reduction) will take effect on the first day of the month following the requested reduction. By continuing to use Cardan Academy services, and unless you cancel your subscription as set forth in this document, you agree that Cardan Academy may charge your credit card monthly for the products and services you have selected, and accept any price changes for such services after e- A notice has been mailed to you.

Cardan Academy takes reasonable steps to ensure that the prices set on the website are correct and to accurately describe and display the items available on the website. If the correct price of our product is greater than the stated price, at our discretion, we will contact you for instructions or we will cancel your order and notify you of such cancellation. 

When ordering products or services, please note that Cardan Academy does not guarantee that product or service descriptions are accurate, complete, current, or error-free, or that the packaging matches the actual product you receive. All sales are considered final, except as provided in Section 6 of these Terms. Descriptions of Cardan Academy or references to products or services that are not owned by Cardan Academy are not intended to imply endorsement of that product or service, nor do they constitute a guarantee of Cardan Academy.

SECTION 11 – DISCLAIMER – THE INDIVIDUAL RESULTS OF YOUR BUSINESS VARY

Each online business is different, employs different strategic approaches and organizational structures, and offers different products and services. Therefore, individual results will vary from user to user. THE INDIVIDUAL RESULTS OF YOUR BUSINESS VARY DEPENDING ON A VARIETY OF FACTORS UNIQUE FOR YOUR BUSINESS, INCLUDING BUT NOT LIMITED TO ITS CONTENT, BUSINESS MODEL, AND PRODUCT AND SERVICE OFFERS.  

Cardan Academy does not promise, guarantee or guarantee the success, income or sales of your business. You understand and acknowledge that Cardan Academy will at no time provide sales opportunities or referrals to you or your business. Companies that purchase our products or services will receive access to software and tools to create Internet sales funnels, and will otherwise help with their respective online offerings. However, we do not guarantee the success of your business, and based on many market factors that we cannot control, the software and tools we provide may or may not be applicable to your specific business. Also, we do not make profit claims, effort claims, return on investment claims, or claims that our software, tools, or other offerings will make your business have a specific amount of money, and you may not get back your investment. We do not sell a business opportunity, a “get rich quick” program, a guaranteed system, a franchise system, or a business in a box. You should not buy our products or services if that is your expectation. Instead, you should buy with the understanding that the use of the information and software acquired will take time and effort and may be applicable in some situations, but not in others. Furthermore, we do not offer any tax, accounting, financial or legal advice. You should consult your company’s accountant, attorney, or financial advisor for advice on these issues. 

SECTION 12: YOUR RESPONSIBILITIES IN THE OPERATION OF YOUR BUSINESS

You represent and warrant that you operate a business in good standing and agree that there are no prior or pending government investigations or prosecutions against you or your business. You also agree that you and your company will only use The Cardan Academy products and services for legal purposes and that they will not use such products or services, either alone or in connection with other software, hardware or services, for any illegal or harmful purpose. You are solely and exclusively responsible for complying with each and every applicable law and regulation in the operation of your business, including without limitation all laws governing advertising and marketing claims, subscriptions, refunds, premium offers , tax laws and all additional laws applicable to your business. You agree to notify Cardan Academy if any investigation or lawsuit is threatened or brought against you, whereby Cardan Academy shall have the right to terminate this Agreement without liability. Cardan Academy will have no liability for your violation of any law. You are solely and exclusively responsible for collecting and reporting each and every sales and use tax, and any other taxes that may apply to sales of your company’s products or services, including but not limited to taxes. that can be applied to voluntary donations provided by your clients (as described in Section 13 below). The Cardan Academy will not be responsible for collecting or reporting the taxes that may be applied to your business or the sales of products or services by your business. 

SECTION 13 – OPTIONAL ORDER “ROUND UPS” FOR CHARITY DONATIONS AND POTENTIAL TAX IMPLICATIONS 

Cardan Academy, in its sole and exclusive discretion, may provide you and your online business customers the opportunity to voluntarily “round off” purchases at checkout in various dollar amounts, such as one, three, five, or ten dollars, to donate to Village Impact and / or Operation Underground Railroad, charities under Canadian and United States law, respectively, that are exempt from tax under Section 149 of the Canada Income Tax Act and Section 501 (c) (3) of the 1986 Internal Revenue Code, as amended (each, individually, “Charity”). You agree that such “rounded” donation amounts will not be charged as a separate charge to your customer, but will be included in a single charge for the total purchase price charged to your customer. Cardan Academy agrees to keep any donation “rounded” separately, account that does not accrue interest pending the contribution of such amounts to the Charity. Any amount that constitutes “rounded” donations will be irreversibly transferred to Cardan Academy, as an agent and nominee for the charity. You understand and agree that neither you nor your customers will be entitled to any refund of any “rounded” donation, regardless of whether a customer returns any or all of the items purchased from your online business. You understand and agree that such donations may be subject to sales tax, and that it is your sole and exclusive responsibility to collect and report such sales tax to your customers. Furthermore, you understand and agree that “rounded” donations may not be tax deductible by you or your customers.

SECTION 14 – COMMISSION PROGRAM AND Cardan Academy INDEPENDENT AFFILIATE PROGRAM

If you are a user of Cardan Academy who chooses to display a “made with Cardan Academy” badge at the bottom of your funnel, you will have the opportunity to receive a commission (“Badge Commission”) when another person (a “Lead Customer”) creates a Cardan Academy account using their badge affiliate link, the fourteen (14) day trial period expires, the Lead Customer makes the payment and a “Sale” is recorded (each account is a “Sold Account”).   

The amount of the Badges Commission is currently 20%. Once a badge commission of $ 100 (USD) or more is earned, you will need to register with our third-party payment provider to receive payment. This means that you will authorize third parties to contact you. Before you can be paid, you must provide certain information (such as a completed W-8 or W-9 form, among others). If you do not complete the required information within 120 days of obtaining your Badge Commission, you will be deemed to have permanently waived all rights to the Badge Commission. If you are not a resident of the United States, taxes (including but not limited to VAT) may be withheld when required by applicable law. You are solely responsible for complying with all tax laws in your respective jurisdictions, including but not limited to, 

Cardan Academy may offer you the opportunity to become an independent Cardan Academy Affiliate (“Affiliate”), where you have the opportunity to earn additional money from Cardan Academy accounts that you sell to other users. Cardan Academy reserves the sole and exclusive right to determine the amount of compensation each Affiliate will receive in exchange for the Affiliate’s efforts. The membership fee is discussed in more detail in Cardan Academy Affiliate Agreement. 

For the avoidance of doubt, Affiliates are independent contractors and are not employees or agents of Cardan Academy Affiliates do not have authority to act on behalf of or link Cardan Academy. Affiliates will be solely and exclusively responsible for all costs and other expenses incurred. Sections 18 and 20 below, in their entirety (as well as all other terms of this Agreement), apply to Affiliates and further govern the relationship between Cardan Academy and each Affiliate.

For more information about the affiliate program and the additional terms that apply, click hereFor the avoidance of doubt, all Sections of these Terms and Conditions apply to you in your capacity as an Affiliate, unless expressly stated otherwise.

SECTION 15 – TESTIMONIALS, REVIEWS AND PHOTOS / VIDEOS

Cardan Academy is pleased to listen to users and customers and welcomes their comments on our services and products. Cardan Academy may use testimonials and / or product reviews in whole or in part, along with the name, city and state of the person submitting it. Testimonials may be used for any form of activity related to Cardan Academy’ services or products, in print and online, as determined by Cardan Academy in its sole and exclusive discretion. The testimonials represent the unique experience of the participants and clients who presented the testimony, and do not necessarily reflect the experience that you and your company may have when using our services or products. As stated in Section 11 above, your business results will vary depending on a variety of factors unique to your business and market forces beyond the control of Cardan Academy.  

In addition, Cardan Academy reserves the right to correct grammatical and typing errors, shorten testimonials prior to publication or use, and review all testimonials prior to publication or use. Cardan Academy is not obligated to use any part or part of any product testimonial or review submitted.  

SECTION 16 – COMPLIANCE WITH LAWS, INCLUDING COMMITMENT AGAINST HARASSMENT AND INTERFERENCE WITH OTHERS

You are solely responsible for ensuring compliance with all applicable laws, rules, regulations and court orders of any type of jurisdiction applicable to you and your business, and to any recipient to whom you send digital messages using our products or services. You are responsible for knowing, understanding, and complying with all applicable laws and ensuring that you and all users of your account comply with such laws at all times. 

If you use any messaging software, including any existing or future-created messaging software provided by Cardan Academy or any other messaging system or other software or hardware provided by you or a third party, you agree that you will follow all Applicable laws regarding the sending of messages, including, among others, the Federal Telephone Consumer Protection Law. Furthermore, you agree to indemnify and defend Cardan Academy from any claim, damages, losses and demands of any kind or nature that may be presented or presented against Cardan Academy in relation to its violation of the law or the rights of third parties for the use or misuse of any messaging software or hardware, whether or not provided by Cardan Academy. Further, you understand and agree that Cardan Academy has no control over, and therefore cannot be responsible for, the functionality or failure of any third-party software, including, but not limited to, Facebook, Facebook Messenger and Internet browser notifications. CARDAN ACADEMY DOES NOT WARRANT THAT ANY MESSAGE SOFTWARE FROM CARDAN ACADEMY WILL BE COMPATIBLE WITH ANY THIRD PARTY SOFTWARE. YOU ARE SOLELY AND EXCLUSIVELY RESPONSIBLE FOR THE USE OF ANY MESSAGING SOFTWARE AND / OR HARDWARE.

COMMITMENT AGAINST HARASSMENT AND INTERFERENCE WITH OTHERS. You must not use our services, either alone or in connection with other software or hardware, to: (i) store, distribute or transmit any malware or other material that you know, or have reasonable grounds to believe, be or be tortuous, defamatory, offensive, offending, harassing, harmful, disruptive, or abusive; or (ii) committing, promoting, helping, or encouraging any behavior that you know of or have reasonable cause to believe is, or may be, tortuous, defamatory, offensive, offensive, harassing, disruptive, disruptive, or abusive. Non-limiting examples may include emails or other digital messages promoting 

SECTION 17 – DISCLAIMER OF OTHER WARRANTIES

EXCEPT IN ANY OTHER WAY APPLICABLE OR PROHIBITED BY LAW:  

THE WEBSITE AND ALL CONTENT IS PROVIDED “AS IS”, “AS AVAILABLE” “NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR. WE DO NOT EXPRESSLY DISCLAIM ANY REPRESENTATIONS AND WARRANTIES IN RELATION TO THE RELIABILITY, OPPORTUNITY, QUALITY, SUITABILITY, AVAILABILITY, ACCURACY AND / OR COMPLETENESS OF ANY INFORMATION ON THIS WEBSITE. WE DO NOT REPRESENT OR WARRANT, AND EXPRESSLY DENY THAT: (A) YOUR USE OF THE WEBSITE OR ANY SOFTWARE WILL BE SAFE, TIMELY, UNINTERRUPTED, OR ERROR-FREE, OR WILL WORK IN COMBINATION WITH ANY OTHER HARDWARE, SOFTWARE, SISTEMA, OR WEBSITE, THE SOFTWARE OR THE SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS, (C) ANY DATA STORED WILL BE ACCURATE OR RELIABLE, (D) THE QUALITY OF ANY PRODUCT, SERVICE, SOFTWARE, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY US THE WEBSITE WILL FULFILL ITS REQUIREMENTS OR EXPECTATIONS, (E) ERRORS OR DEFECTS IN THE WEBSITE WILL BE CORRECTED OR (F) THE WEBSITE OR THE SERVER (S) THAT MAKE THE SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-BREACH OF TERMS. LAW. (E) ERRORS OR DEFECTS IN THE WEBSITE WILL BE CORRECTED, OR (F) THE WEBSITE OR THE SERVER (S) THAT YOU MAKE AVAILABLE ON THE WEBSITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-BREACH OF TERMS. LAW. (E) ERRORS OR DEFECTS IN THE WEBSITE WILL BE CORRECTED, OR (F) THE WEBSITE OR THE SERVER (S) THAT YOU MAKE AVAILABLE ON THE WEBSITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-BREACH OF TERMS. LAW.

SECTION 18 – LIMITATIONS OF LIABILITY

EXCEPT IN ANY OTHER WAY APPLICABLE OR PROHIBITED BY LAW, IN NO EVENT CLICK ON OFFICIALS OR ANY OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, INDEPENDENT CONTRACTORS, SUPPLIERS, AND TELECOM PROVIDERS, OR FROM ANYONE. PUNITIVE, OR ANY OTHER DAMAGES, FEES, COSTS OR CLAIMS DERIVED FROM OR RELATED TO THIS AGREEMENT, THE PRIVACY POLICY, THE SERVICES OR PRODUCTS, THE USE OF YOU OR THIRD PARTIES OR THE INTENED USE OF THE WEBSITE OR ANY SOFTWARE, SERVICE OR PRODUCT NO MATTER WHETHER CARDAN ACADEMY HAS BEEN NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES, FEES, COSTS OR CLAIMS. THIS INCLUDES, WITHOUT LIMITATION, ANY LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOOD WILL, COST OF HIRING SERVICES OR SUBSTITUTE PRODUCTS, OR ANY OTHER INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL. THIS APPLIES NO MATTER WHAT DAMAGE MAY BE CAUSED, AND IN ANY THEORY OF LIABILITY, EVEN FOR BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), WARRANTY, OR OTHERWISE. 

IN NO EVENT SHALL CARDAN ACADEMY ‘LIABILITY TO YOU OR YOUR BUSINESS EXCEED THE AMOUNT OF THREE (3) TIMES THAT THE PAYMENTS PAID BY CARDAN ACADEMY FOR THE MONTH PRIOR TO THE DATE ON WHICH THE FACTS OFFERED ARISE TO A CLAIM AGAINST CARDAN ACADEMY OR TWO CURRENT DOLLARS ($ 2,000), WHICH IS GREATER.

SECTION 19 – DISPUTE RESOLUTION FOR BINDING BINDING ARBITRATION AND CLASS ACTION WAIVER

PLEASE READ THIS ARBITRATION PROVISION CAREFULLY TO UNDERSTAND YOUR RIGHTS AND YOUR BUSINESS. EXCEPT WHERE PROHIBITED BY LAW, YOU AND YOUR BUSINESS AGREE THAT ANY CLAIMS YOU OR YOUR BUSINESS MAY HAVE IN THE FUTURE MUST BE RESOLVED THROUGH FINAL AND BINDING CONFIDENTIAL ARBITRATION. YOU ACKNOWLEDGE AND AGREE THAT YOU AND YOUR BUSINESS ARE WAIVING THE RIGHT TO A JURY TRIAL. THE RIGHTS YOU AND YOUR BUSINESS WOULD HAVE IF YOU GO TO COURT, LIKE DISCOVERY OR THE RIGHT TO APPEAL, MAY BE MORE LIMITED OR NOT EXIST. YOU AGREE THAT YOU AND YOUR BUSINESS MAY ONLY SUBMIT A CLAIM IN AN INDIVIDUAL CAPABILITY AND NOT AS CLAIMANT (OR OTHERWISE) OR CLASS MEMBER IN ANY CLASS PROCESS OR REPRESENTATIVE.

THERE IS NO JUDGE OR JURY IN ARBITRATION, AND THE COURT REVIEW OF AN ARBITRATION AWARD IS LIMITED. HOWEVER, AN ARBITRATOR MAY INDIVIDUALLY AWARD THE SAME DAMAGES AND RELIEF AS A COURT (INCLUDING INJUNCTIVE AND STATUTORY OR STATUTORY DAMAGES), AND MUST FOLLOW THESE TERMS AS A COURT.

If you have a complaint, dispute or controversy, you agree to contact us first at politics@cardan.academy to try to resolve the dispute or controversy informally. Any controversy or claim arising from or related to the use of the Website, any product, service or software, these Terms, the Privacy Policy, any affiliation agreement or your relationship with us that cannot be resolved through said Informal process or negotiation within 120 days will be resolved through binding and confidential arbitration administered by the American Arbitration Association (“AAA”), and the ruling on the award may be filed in any court that has jurisdiction over it. We agree that any claims we may have against you or your business will also be subject to this arbitration provision, except as provided in Sections 20 and 21 below. The arbitration will be conducted by a single English neutral arbitrator in Ada County, Idaho, unless we both agree to conduct the arbitration by phone or in writing. The arbitrator will be selected by agreement of the parties or, if the parties cannot reach an agreement, chosen in accordance with the AAA Rules. The arbitration will be conducted in accordance with the provisions of the AAA’s Commercial Arbitration Rules and Procedures, in effect at the time the arbitration request is filed. The AAA Rules are available at www.adr.org or by calling 1-800-778-7879. The arbitrator will have the exclusive and exclusive authority to resolve any dispute related to the interpretation, construction, validity, applicability or enforceability of these Terms and conditions of use and sale, the Privacy Policy, this arbitration provision and any other term incorporated by reference. to these Terms and conditions of use and sale. The arbitrator will have the exclusive and exclusive authority to determine if any dispute is arbitrable. The arbitrator will have the exclusive and exclusive authority to determine whether this arbitration agreement can be enforced against a non-signatory to this agreement and whether a non-signatory to this agreement can enforce this provision against you or Cardan Academy.

Payment of all filing, administration and arbitration fees will be governed by the AAA Rules. In all other respects, the parties shall pay their own additional fees, costs, and expenses, including but not limited to attorneys, experts, documents, and witnesses.

The arbitrator shall follow the substantive law of the state of Idaho without regard to its conflicts of legal principles. Any award issued will include a confidential written opinion and will be final, subject to appeal under the Federal Arbitration Act, 9 USC §§ 1-16, as amended. The ruling on the award issued by the arbitrator may be presented in any court of competent jurisdiction.

You and Cardan Academy agree that disputes will only be arbitrated on an individual basis and will not be consolidated, on a class-wide, representative basis or with any other arbitration or other proceedings involving any claim or controversy from any other party. You and Cardan Academy expressly waive any right to pursue any class or other representative action against each other.

Failure to comply or any delay in enforcing this arbitration provision in relation to a particular claim will not constitute a waiver of any right to require arbitration at a later time or in connection with any other claim, except that all claims must be filed within of the subsequent year arises (the 1-year period includes the 120-day informal resolution procedures described above).

This arbitration provision sets forth the terms and conditions of our final and binding confidential arbitration agreement and is governed by the Federal Arbitration Act, 9 USC §§ 1-16, and its amendments.  

This provision survives the termination of your account or relationship with Cardan Academy, bankruptcy, assignment or transfer. If the class action exemption is deemed unenforceable ( i.e. , the impossibility of enforcement would allow the arbitration to proceed as a class or representative action), then this arbitration provision will be null and void and will not apply. If a portion of this arbitration provision (other than the class action waiver) is deemed unenforceable, the remaining portions of this arbitration provision will remain in full force and effect.

YOU UNDERSTAND THAT YOU AND YOUR BUSINESS WOULD HAVE HAD THE RIGHT TO LITIGATE THROUGH A COURT, HAVE A JUDGE OR JURY DECIDE YOUR CASE, AND BE PARTY IN A CLASS OR REPRESENTATIVE ACTION. HOWEVER, YOU UNDERSTAND AND AGREE TO HAVE ANY INDIVIDUALLY DECIDED CLAIMS AND ONLY BY BINDING, FINAL AND CONFIDENTIAL ARBITRATION IN ACCORDANCE WITH THIS ARBITRATION PROVISION.  

SECTION 20 – ADDITIONAL RESOURCES OF CARDAN ACADEMY

To avoid or limit irreparable damage to Cardan Academy, in case of breach or threat of breach by you of the provisions of this Agreement or any infringement or threat of infringement of the intellectual property of The Cardan Academy or a third party, Cardan Academy must have the right to request a temporary restraining order and preliminary and permanent precautionary measures or other equitable reparation from a court of competent jurisdiction located in the USA. USA, which restricts such violation, threat of violation, violation or threat of violation. Nothing in this Agreement shall be construed to prohibit Cardan Academy from seeking in court any other remedies available for such breach, threat of breach, breach or threat of breach, including recovery of monetary damages from you and your business.  

SECTION 21 – INDEMNIFICATION

To the fullest extent permitted by law, you agree to defend, indemnify and hold harmless Cardan Academy, its directors, officers, employees, shareholders, licensors, independent contractors, subcontractors, suppliers, affiliates, parent companies, subsidiaries and agents of and against each and every one of the claims, actions, losses, responsibilities, damages, expenses, lawsuits and costs of any kind, including, among others, attorney’s fees and the costs of any litigation or other resolution of disputes, arising out of, resulting from, or in any way related to or related to (1) your use, misuse or attempt to use the website, software, products or services, (2) information you send or transmit through the website, (3) your breach of these Terms, the documents incorporated by reference, the Agreement, or the representations and warranties provided by you in this Agreement or, or (4) your violation of any law or the rights of a third party.

SECTION 22 – NOTICE AND WITHDRAWAL PROCEDURES; COPYRIGHT LAW

If you believe that the materials or content available on the website infringes the copyright that you own, you or your agent may send notice to Cardan Academy requesting that Cardan Academy remove the materials or content from the website. If you believe that someone has mistakenly filed a notice of copyright infringement against you, you may send Cardan Academy a counter notice. Notices and counter notifications should be sent to Cardan Academy, Legal Services Department or by email to politics@cardan.academy. These Terms fully incorporate by reference the DMCA Policy

SECTION 23 – THIRD PARTY LINKS

The website may contain links to other websites. Cardan Academy assumes no responsibility for the content or functionality of any non-Cardan Academy website to which we provide a link. Check our Privacy statement for more details.

SECTION 24 – TERMINATION

This Agreement will be effective (or will be effective again) when you click “ACTIVATE MY ACCOUNT NOW”, “PAY NOW”, “ORDER NOW”, “SEND”, “BUY NOW” , “BUY”, “I ACCEPT”, “I ACCEPT” or similar links or buttons, otherwise send information through the website, respond to a request for information, start installing, accessing or using the website, complete a purchase, select a payment method and / or enter the payment method information, whichever is earlier. If, in our sole discretion, you fail or suspect that you have breached any term or provision of the Agreement or violated any law, whether in connection with your use of Cardan Academy or otherwise, we may terminate the Agreement or suspend your access to the website at any time without notice. Sections 11, 12, 13, 15 to 21, Upon completion, you remain responsible for any outstanding payments to Cardan Academy.

SECTION 25 – NO WAIVER

No failure or delay by Cardan Academy in the exercise of any right, power or remedy under this Agreement may function as a waiver, nor any sole or partial exercise of such right, power or remedy may prevent any other subsequent or subsequent exercise. right, power or remedy, or the exercise of any other right, power or remedy under this Agreement. A waiver of any right or obligation under this Agreement will only be effective if it is in writing and signed by Cardan Academy.

SECTION 26 – APPLICABLE LEGISLATION AND LOCATION

This Agreement and any problems or disputes that arise or are related to this Agreement or your access or use of the website, our Privacy statement, or any matter related to Cardan Academy including your purchase and use or attempted use of any service or product, will be governed exclusively by the laws of the state of Idaho without regard to its conflict of laws principles. To the extent that the arbitrator or (if applicable) a court of competent jurisdiction excludes any claim or dispute from the arbitration agreement in Section 19 above, the parties agree that such claim or dispute will be filed and decided exclusively by the state courts or federally located in Ada County, Idaho, and you hereby irrevocably consent to the exclusive personal jurisdiction of such courts, and forever waive any jurisdiction or exclusive jurisdiction of such courts. All these claims must be presented individually and not collectively, not representative, 

SECTION 27 – FORCE MAJEURE

Cardan Academy will not be liable to you for any delay, damage or failure caused or caused by any act of nature or other causes beyond our reasonable control.  

SECTION 28 – ASSIGNMENT

Cardan Academy may assign your rights under this Agreement at any time, without notice. Your rights under this Agreement cannot be assigned without the express written consent of Cardan Academy (or its assigns).

SECTION 29 – ELECTRONIC SIGNATURE

All information communicated on the website is considered an electronic communication. When you communicate with Cardan Academy through the website or through other forms of electronic means, such as email, you are communicating with the company electronically. You agree that we may communicate with you electronically and that such communications, as well as notices, disclosures, agreements and other communications that we provide to you electronically, are equivalent to written communications and will have the same force and effect as if they were written and signed. by the party that sent the communication.   

SECTION 30 – CHANGES TO THE AGREEMENT

You can review the most recent version of the Terms at any time at https://cardan.academy/privacy-policy. We reserve the right, in our sole discretion, to update, change or replace any part of the Agreement, including the Privacy statement by posting updates and changes on our website. It is your responsibility to periodically check our website for changes. Your continued use of or access to our website following the posting of any changes to the Agreement constitutes acceptance of those changes.  

SECTION 31 – YOUR ADDITIONAL REPRESENTATIONS AND WARRANTIES You

hereby declare and warrant: (1) that you are at least eighteen (18) years of age, or the legal age of majority in your jurisdiction, whichever is greater; (2) who owns, operates and / or has the right to link the business for which you are using the website; (3) have read this Agreement and fully understand and accept the terms contained in this Agreement; and (4) that it will not resell, redistribute or export any product or service that it requests from the website. Furthermore, you declare that Cardan Academy has the right to trust all the information provided by you to Cardan Academy, and Cardan Academy may contact you and your company by email, telephone or postal mail for any purpose, including, among others, (i) follow-up calls, (ii) satisfaction surveys and (iii) inquiries about any request you have made,

In addition, you declare and guarantee that there are no previous or pending government investigations or investigations, or prosecutions against you, or any business related to you, by the Federal Trade Commission, any other federal or state government agency, or any industry regulatory authority, anywhere in the world, or any previous or pending private lawsuit against you. If at any time during the term of the Agreement, you, or any business related to you, becomes the subject of a government investigation, investigation, or prosecution by the Federal Trade Commission, any other federal or state government agency, or Any industry regulatory authority Anywhere in the world, or subject to any lawsuit, will notify Cardan Academy of it within 24 hours. Cardan Academy, in its sole discretion, may terminate the Agreement based on any investigation,  

SECTION 32 – SEPARABILITY 

If any provision of this Agreement is determined by the arbitrator or a court of competent jurisdiction to be invalid or unenforceable, the remaining provisions will not be seen affected and will continue with full force and effect, and said provision may be modified or separated from this Agreement to the extent necessary to make said provision enforceable and consistent with the rest of the Agreement.

SECTION 33 – COMPLETE AGREEMENT

These Terms, the Agreement and the operating policies or rules published by us on the Website or with respect to the Website constitute the entire agreement and understanding between you and your company and Cardan Academy, and govern your access and use of the Website and your orders. , purchase and use and / or attempted use of any service or product, and supersedes and supersedes any prior or contemporaneous agreement, representation, communication and proposal, whether oral or written, between you and Cardan Academy. We may also, in the future, offer new services and / or features through the website. Such new functions and / or services will also be subject to these Terms, the Agreement and the policies or operating rules published by us on the Website.

SECTION 34 – CONTACTING US

We encourage our customers to contact us with questions or comments about our products and services. Feel free to do so by sending an email to info@cardan.academy

If you have any questions or queries about any of the Terms, you can contact Cardan Academy by email at politics@cardan.academy

For additional inquiries, feel free to send an email to the appropriate address listed below.

Compliance: politics@cardan.academy

Spam or abuse: politics@cardan.academy

Affiliates: info@cardan.academy

For general inquiries and support: support@cardan.academy 

Notices to you can be made by publishing a notice (or a link to a notice) at https://losjuegosdenegocios.com or by email or ordinary mail, at the discretion of Cardan Academy.

Copyright 2020 – Cardan Academy – All Rights Reserved

Do you want to contact us? write to us at: info@cardan.academy

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